Here are some fall road tips to avoid an accident:Wildlife is most active at dusk and dawn, according to the Colorado Parks Department, and the limited light during these times makes it more difficult for drivers to see animals in the road. Plan drives during daylight hours to reduce the risk of animal collision. Busy school zones and streets popular with trick-or-treaters make it even more important to remain vigilant while driving. When possible, avoid driving through these areas or consider walking or biking to school or other fall activities. Use the middle lane if you’re on a multilane road when possible. This will give you more time to spot an animal that is trying to cross ahead of you. Portions of your route to work could convert to school zones during certain hours of the day. Obey all posted speed limits, watch for children in the street and pay extra attention around school buses. It’s illegal in all 50 states to pass a bus that is loading or unloading children on an undivided roadway.
If you hit an animal, pull over and call local law enforcement. They can direct you to your next step. In some states, there are special requirements regarding animal collisions. Once home, check with your department of motor vehicles to make sure you’ve covered all your bases
During the month of September, consider adding life insurance to your insurance portfolio. There are key life stages of events that trigger the need for life insurance:Married or Getting Married Parent or About to Become a Parent A Homeowner Changing Jobs Retired or Planning for Retirement Single providing financial support for aging parents or siblings
Download this brochure from the Life Happens Organization to find out more about life insurance.
Have a wonderful and safe Labor Day weekend! To celebrate with our families, our office will be closed on Monday, September 5th.
Your children are off to college and before he or she leaves, give us a call at the agency to make sure they are properly insured.
Change Your Auto Policy - if your child is more than 100 miles from home, and they are not taking a car to school, you might have a decrease in your premiums by as much as 30%. If they are taking the family car, let's make sure you are covered.
Covering Belongs - depending on your homeowners' policy, if your child is in a dorm, the room can be an extension of your home, so all items may be covered. If your child lives off campus, their possessions may not be covered and you might need to obtain renter's insurance.
Health Coverage - let's make sure that your health insurance covers your child. There are many universities that health plans for their students. It might be better to obtain an individual policy for him or her. Let's discuss their needs.
The 11th Annual DiMatteo Family Foundation Golf Tournament was held yesterday and it was a tremendous success. According to Bill Purcell of the Greater Valley Chamber of Commerce at his meeting with Valley Community leaders said "I was singing your praises for the noble work you are doing in "Tony's" loving memory. I enjoyed playing with Ray and Cindy from St. Vincent's and know how much they appreciated your generosity. And as a member of the Board of the Boys & Girls Club, I join with Shaye Roscoe in saying "thanks"! Please extend my congratulations to Rosemarie, Loretta, Kim, and the entire team at DiMatteo Group for another successful event!"
As children are going back to school, please be careful as you drive in the early mornings and afternoons as school buses are out and about. Let our children have a safe and happy school year.
With the temperatures soaring, heat can lead to heat stroke and even death. OSHA recommends
To prevent heat-related illness and fatalities on the job:Drink water every 15 minutes, even if you are not thirsty. Rest in the shade to cool down. Wear a hat and light-colored clothing. Learn the signs of heat illness and what to do in an emergency. Keep an eye on fellow workers. "Easy does it" on your first days of work in the heat. You need to get used to it.
Summer is here and we break out the grill. Here are a few reminders regarding grilling:
Choose a safe location for your grill. Keep grills on a level surface more than ten feet away from the house, garage or other structures. Keep children and pets away, as well as overhanging branches. Grills should not be used on a balcony or under an overhang. Avoid placing grills too close to combustible deck rails.
Grill outside only. Never use a grill in a garage, vehicle, tent or other enclosed space, even if ventilated, due to risk of harmful carbon monoxide buildup.
Keep the grill going on a cold day. During cool weather days, avoid wearing a scarf or other loose clothing that may catch on fire. Consumer Reports recommends shielding the grill from wind, placing it about ten feet from combustible surfaces and materials, and keeping the lid closed to retain as much heat as possible. Allow extra time for pre-heating the grill in colder weather and check temperatures of meat and fish with a meat thermometer to ensure that food is safe to eat.
Teach kids to stay safe. Make a “kid-free zone” of at least three feet around the grill and areas where hot food is prepared or carried. Children under five are especially vulnerable to burns from contact with a hot grill surface. Grill contact accounted for 37% of burns seen at emergency rooms in 2014 involving children under five.²
Remember post-grilling safety. Keep your grill clean by removing grease or fat buildup from the grills and in trays below the grill. If you grill with charcoal and need to dispose of the coals, soak them in water to extinguish them before disposing in a metal container. Otherwise, cover the grill tightly and close the vents, this should extinguish the coals and whatever is left will be ready for next time.
Warm weather has us itching to get outdoors. And opening a homeowner's swimming pool is high on the Honey Do List.
But, before you say "Everyone In the Pool", here are some tips to keep you, your family, and your visitors safe and protected.Check your pool supplies - especially the expiration dates on the water treatment chemicals. Carefully remove the pool cover by pumping excess standing water on the top, clean it thoroughly and allow to dry. Inspect walls and liners for punctures or tears, scrub and clean wall. Check the deck area around the pool to fix any tripping hazards. Replace plugs, and reinstall pumps, filters, or other items and fittings that were removed at the end of the previous season. Check the sure drain covers are in place and properly installed. Make sure the covers protect children, in particular, to prevent body parts or hair from becoming trapped in the drain due to suction. Analyze the water quality and add treatment chemicals as needed to adjust the chlorine, pH and alkalinity to desired levels. Make sure to read the manufacturer's usage instructions. Run pump continuously at the beginning of the season until the pool water is clear and balanced. Reinstall and tightly secure any ladders, railings, diving boards or slides. If you haven't installed a fence around the pool, do so with a latched/locked gate.
If you have just installed a new pool, please call us and we will provide you with a quote to make sure that you are covered for liability and property damage.
And have a great Spring and Summer!
Source: NSF Consumer Information
Hurricane season is upon us and it is never too late to get prepared. One of the items we encourage you to have is a go-bag. You don't know when you might need to evacuate your home and you don't want to run around at the last minute trying to compile what you need. Ready.gov has an Emergency Supply List to help you compile your items. Click here to obtain a copy. Also you can go to https://www.ready.gov/kit for additional emergency supplies.