Car Insurance

Car Insurance – Are you REALLY Protected?

Many states have State Minimum Requirements for Car Insurance Liability limits. In Connecticut, you are required to have liability car insurance at the following minimum limits: $25,000 for bodily injury, per person per accident. $50,000 for bodily injury, total per accident. $25,000 for property damage per accident.

These limits don’t even come close to covering a major accident – especially the bodily injury.  If you are at fault and total another person’s $100K sports car with the above limits, guess who has to make up the difference.  YOU.

Don’t Skimp.  We like to say we save people $300,000 on their car insurance each time we bump up their liability limits.  When that accident happens and you are properly covered, you’ll thank us.  🙂  We hope it doesn’t happen to you, but that’s what insurance is for.  Protecting against the “What Ifs” in life.

How to protect yourself and your budget

You might  qualify for premium discounts.  We will be happy to review these with you to determine your qualifications:

  • Multi-Policy Discount – Combine home/renter with your car and an umbrella policy
  • Good Driver
  • Driver Training for students and seniors
  • Good Student
  • Away at school (more than 100 miles)


We also provide coverage for:

  • Boat and Personal Watercraft
  • Classic Autos
  • Recreational Vehicles
  • Motorcycles
Want More Information?

Jennifer Murphy


Jennifer Murphy
Personal Lines Producer

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