With Hurricane Season upon us, it makes sense to review your business continuity plan. To illustrate why you need a comprehensive plan...
1. Collection of your information
We collect nonpublic personal financial information about you from the following sources:
Information from applications. This is information you give us on applications and other forms, by phone or online (if applicable). This information includes your name, address, telephone number, driver's license number, Social Security number, date of birth, length of employment, gender, marital status, prior insurance information, status of home ownership, length of residency, vehicle description, miles driven and vehicle use/driving history that we receive from you on applications or other forms.
Information about transactions. This is information about your trusted transactions with us and our affiliates. It includes your insurance coverage premiums and selection, your payment and claims history and information necessary for billing and payment. Other information used to investigate and settle insurance claims, such as witness statements and police reports, may be included as well.
Information we receive from a consumer reporting agency. This information is generally used to confirm or supplement application information. We disclose consumer report information only as necessary to quote or service your insurance policy and as permitted by law. By obtaining a quote, you consent to our sharing of this information with companies and their affiliates for underwriting purposes.
2. Disclosure policy
We may disclose all of the information that we collect, as described above only for the purposes of underwriting, quoting and placing your insurance coverages as well as the ongoing servicing of your insurance policies. Otherwise, we do not share your nonpublic information with anyone.